• Why Choose a VA Loan? ,Drake Cruz

    Why Choose a VA Loan?

      The VA Home Loan is often the best home loan product for Veterans. Some benefits include:   • No down payment as long as the sales price is at or below the home’s appraised value (the value set for the home after an expert review of the property) See VA Appraisal section below   • No loan limit wi

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  • Do You Know a HERO Who Could Benefit from Homes for Heroes Savings?,Drake Cruz

    Do You Know a HERO Who Could Benefit from Homes for Heroes Savings?

      Heroes serve our communities every single day — often without recognition or reward. From military members and veterans protecting our country, to firefighters, law enforcement officers, EMS professionals, healthcare workers, and teachers, these individuals dedicate their lives to serving others.

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  • ALL Things VA,Drake Cruz

    ALL Things VA

    First and foremost: Thank you for your service.   What is the VA Home Loan ‘Guaranty’?   The VA home loan guaranty is an agreement that VA will reimburse a lender (such as banks, credit unions, mortgage companies, etc.) in the event of loss due to foreclosure. This guaranty takes the place of your d

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  • Is Now a Good Time to Buy in SoCal? Social Trends, Rising Rents, Interest Rates & Market Stability,Drake Cruz

    Is Now a Good Time to Buy in SoCal? Social Trends, Rising Rents, Interest Rates & Market Stability

    Is Now a Good Time to Buy in SoCal? Social Trends, Rising Rents, Interest Rates & Market Stability If you live in Southern California, you know the story: rents keep climbing, neighborhoods are buzzing with change, and everyone seems to be wondering if it’s finally time to buy a home. Let’s dive int

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